Difference between lean F.I.R.E. and fat F.I.R.E.

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If you are a F.I.R.E. enthusiast, you must have heard the terms lean and fat F.I.R.E. If you are absolutely new to the F.I.R.E. movement, the core philosophy is discussed in this post.

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There are two ways people look at F.I.R.E. First, they can retire as soon as possible and live off their savings with a minimalistic lifestyle. This is what is called lean F.I.R.E. The other approach is to live a lifestyle without cutting corners and, in fact, a better quality of life. This is called fat F.I.R.E. Living a minimalistic lifestyle is not a bad idea and is not inferior. It is just a lifestyle choice that one makes.

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Going for fat F.I.R.E. may require significantly more effort and a longer time horizon to retire than going for lean F.I.R.E. as it will require building more passive income-generating streams. Though, in theory, fat F.I.R.E. sounds like a more promising and desirable way to F.I.R.E., it does not guarantee a better quality of life than lean F.I.R.E.

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The quality of life depends on several non-monetary investments, such as your health, relationships, and willingness to enjoy life.

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Stay tuned for more content!

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